Through our Broker/Dealer, WRP Investments, Inc. (a Member of FINRA/SIPC) we offer securities and investments for those clients not needing or desiring services available through our Registered Investment Advisory.
Because commissions are usually involved, we are not able to function as true fiduciaries here. However, we maintain our independence and ability to offer thousands of different investment choices. We will typically recommend Class A mutual fund shares for our clients, which have a one-time sales charge and average ongoing expenses. We will explain the fees, risks, and performance of the fund and assist you in making informed decisions about your investment choices. With no minimums required, many clients feel that the small sales charges involved are well worth the investment advice and education they receive from us.
We handle the following types of accounts and investments:
- Retirement Accounts, including IRA’s, Roth IRA’s, Rollovers, 401(k)’s
- Non Retirement Investment Accounts
- Brokerage Accounts through National Financial Services, LLC
- 403(b) Plans
- Mutual Funds*
- Individual Stocks
- Bonds: Municipal, Corporate, Government
- Life Insurance, including term life and immediate annuities.
- Long Term Care Insurance
- Disability Income Insurance
*Mutual fund redemption fees may apply. Mutual funds are intended for long term investments. Short term trading, often referred to as timing, is prohibited. Always obtain a prospectus and read it thoroughly before investing in any mutual fund. Please carefully consider the fund’s investment objectives, risks, charges, and expenses before investing. For this and other information, call the fund or your customer service representative for a prospectus. Read it carefully before you invest or send money.
Charles R. Kranzusch, CFP®, LTCP, Registered Representative
Chad Nehring, CFP®, LTCP Registered Representative
WRP Investments, Inc., a Broker/Dealer, Member FINRA/SIPCSecurities activities supervised through WRP Investments, Inc.'s home offices
located at 4407 Belmont Ave., Youngstown, OH 44505
Conceptual Financial Planning, Inc. and WRP Investments Inc. are not affilated.